The problem is living the dream has blinded [Romney] to other people’s reality. His comments evince no understanding of how difficult it is to focus on college when you’re also working full time, how much planning it takes to reliably commute to work without a car, how awful it is to choose between skipping a day on a job you can’t afford to lose and letting your sick child fend for herself. The working poor haven’t abdicated responsibility for their lives. They’re drowning in it.
— What Romney doesn’t understand about personal responsibility — highly recommended read on what life is really like for the working poor.